(719) 785-1330

michael@theagencysprings.com

2045 Mulligan Drive, Colorado Springs, CO 80920

The Agency

Auto Insurance
in Colorado

Protect Your Ride, Protect Your Peace of Mind

The Agency

Auto Insurance Colorado​

Comprehensive auto insurance coverage for Colorado drivers

Driving in Colorado requires reliable auto insurance. At The Agency, we offer comprehensive coverage tailored to meet the unique needs of Colorado drivers. From liability and collision to comprehensive and rental car insurance, we have you covered. Our experienced agents will work with you to find the perfect policy at the best possible price.

tailored insurance solutions

Best Car Insurance for Colorado

We understand the unique challenges faced by Colorado drivers, including harsh weather and varying road conditions. Our expertise allows us to provide tailored insurance solutions that offer optimal protection and value. Whether you’re a young driver, a family with multiple vehicles, or a business owner, we have the right coverage for you.

Finding the best car insurance in Colorado can be overwhelming. That’s where The Agency comes in.

Car Insurance in Colorado Springs

The Agency is your local partner for auto insurance in Colorado Springs. We understand the unique challenges of driving in the Colorado Springs area and offer tailored insurance solutions to protect you and your vehicle. From liability to comprehensive coverage, we're committed to providing exceptional service and affordable rates to our customers. Trust The Agency to keep you covered.

Car Insurance Denver

Navigating Denver's busy roads requires reliable car insurance. The Agency offers comprehensive coverage tailored to Denver drivers. From protecting against accidents to covering unexpected expenses, we've got you covered. Our experienced agents can help you find the perfect policy to fit your needs and budget.

Car Insurance Fort Collins

Enjoy the beauty of Fort Collins with peace of mind knowing you're protected. The Agency offers tailored car insurance solutions for Fort Collins residents. From students to families, civilian and military, we have coverage options to fit your lifestyle and budget. Experience the difference of working with a local insurance agent.

Car Insurance Pueblo

Protect your vehicle and your wallet with The Agency's car insurance in Pueblo. We offer tailored coverage options to fit your needs, from affordable rates to exceptional service, we're committed to providing peace of mind on the road. Let us help you find the perfect insurance policy.

we understand affordability

Cheapest Auto Insurance​

Finding the cheapest auto insurance without sacrificing coverage is a top priority for many drivers. At The Agency, we understand the importance of affordability. Our team of experts will work diligently to find the most competitive rates while ensuring you have the protection you need. We believe in transparency and will clearly explain your options, so you can make an informed decision.

Best Affordable Car Insurance

Finding affordable car insurance without sacrificing coverage can be a challenge. The Agency is here to help. We offer competitive rates and flexible payment options to fit your budget. Our experienced agents will work with you to find the best possible deal without compromising your protection.

Cheap Car Insurance for New Drivers

New drivers often face high insurance premiums. The Agency understands the challenges of being a young driver. We offer special discounts and coverage options tailored to your needs. Let us help you get started on the right foot with affordable car insurance.

Don't overpay for car insurance. Get a free quote today to see how much you can save.

Commercial insurance

Commercial Auto Insurance Colorado Springs

Keep your business moving forward

Protect your business with comprehensive commercial auto insurance from The Agency. We understand the unique insurance needs of Colorado Springs businesses and offer tailored coverage options to protect your vehicles and your bottom line. From general liability to cargo insurance, we have you covered. Our experienced agents will work with you to assess your specific risks and create a customized policy.

Cheap Fleet Insurance

Managing a fleet of vehicles can be costly, especially when it comes to insurance. At The Agency, we offer competitive fleet insurance options to help you save money without sacrificing coverage. Our experts will analyze your fleet's specific needs and create a customized policy that protects your investment.

Reduce your fleet insurance costs. Get a quote today.

start your journey with confidence

Car Insurance for First Time Buyers

Buying your first car is an exciting milestone. Protecting your investment with the right car insurance is equally important. The Agency understands the unique needs of first-time car buyers. We offer affordable coverage options tailored to your budget and driving experience. Our friendly agents will guide you through the process and help you choose the best policy.

preserve your classic

Classic Car Insurance Colorado

get a quote for your classic car

Protect your prized possession with classic car insurance from The Agency. We understand the passion and care that goes into owning a classic vehicle. Our specialized coverage options protect your investment against theft, damage, and other risks. Enjoy peace of mind knowing your classic car is in good hands.

get back on the road

High Risk Auto Insurance Colorado

Don’t let a past mistake define your future

Finding affordable car insurance can be challenging if you have a high-risk profile. The Agency understands the difficulties you may face. We specialize in finding insurance options for drivers with less-than-perfect driving records. Our goal is to help you get back on the road with the right coverage. Get a quote today.

your questions answered

Common Car Insurance Questions

Do you have questions about car insurance? We’ve got answers. Here are some common questions to get you started:

Yes. Colorado has a mínimum car insurance requirement.

Colorado law requires drivers to carry liability insurance with minimum coverage limits of 25/50/15. This means $25,000 of bodily injury coverage per person, $50,000 of bodily injury coverage per accident, and $15,000 of property damage coverage per accident.

The average cost of car insurance in Colorado can range from around $120 to $300 or more per month, depending on various factors including driving record, age of drivers, and number of drivers and vehicles insured. Work with the Agency to find the best rates for your needs.

Several factors contribute to higher car insurance rates in Colorado:

Dense population: More cars on the road can lead to increased accidents and claims.

High cost of living: Factors like healthcare and vehicle repair costs can impact insurance premiums.   

Uninsured drivers: A higher percentage of uninsured drivers can increase rates for everyone.

Rising claims costs: Increasing repair and medical expenses can lead to higher insurance premiums

Yes, car insurance tends to be slightly more expensive in Colorado compared to the national average.

However, the cost can vary significantly depending on factors like your location, driving history, and the type of coverage you need.

Liability coverage pays for damages or injuries you cause to others in an accident. It's required by law.

Comprehensive coverage protects your vehicle from damages caused by non-collision events, such as theft, vandalism, or natural disasters. It's optional.

Work with an amazing local company like The Agency to get the best rates! Other great ways to potentially lower your car insurance premiums include:

  • Maintain a good driving record.
  • Increase your deductible.
  • Bundle your policies.
  • Shop around for the best rates.
  • Consider taking a defensive driving course.
  • Ensure everyone is safe.
  • Call the police for an accident report.
  • Exchange information with the other driver.
  • Take photos of the accident scene.
  • Contact your insurance company.

The Agency

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